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Real Estate Loans

Whether you are buying a home or refinancing, it is one of the biggest investments you will ever make. Let our friendly, local professionals at Opportunity Bank guide you through the process. We've been helping our neighbors turn their dreams into reality since 1922. We offer a full range of mortgage products designed to fit your needs.

Your Dreams + Your Loan Needs = Our Goal


Conventional Loans:

  • Fifteen and 30-year terms available
  • Low cost Purchase/Refinance options
  • Construction Loans
  • Investment properties (1 - 4 units)

Government Loans:

  • Federal Housing Administration (FHA)
  • Veterans Administration (VA)
  • Rural Housing Guaranteed and Loan Leveraging.

Special Programs:

  • Home Start Savings Program - Qualified applicants may receive a 3 to 1 matching grant by making regular deposits into a down payment savings account with a limit of $5,000.00
  • Montana Board of Housing - Special low, long term fixed rates and low down payment for first-time homeowners
  • Contract Collections (Escrow) Services

Get Started Today

Start the process out right. Use our mortgage calculators to estimate your payments.

Calculate your approximate payment

Ready to apply?

Apply for a mortgage online or visit a branch to learn more. Prospective borrower(s) must be of legal age to apply for a loan. 

APPLY FOR A MORTGAGE Online Visit a branch


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