Your Opportunity Bank of Montana Visa® Debit Card is an enhanced EMV chip card providing security and the flexibility to make purchases at directly from your checking account. Instead of writing a check for purchases, present your Debit Card anywhere Visa® cards are accepted.
Debit Card Fraud Text Alerts
We want to make sure that using your debit card is as safe and convenient as possible. If we suspect a debit card transaction may be fraudulent, our fraud center will text you to confirm the transaction. The merchant name and dollar amount will display in the text message for you to review. We will only ask you to verify if you made the purchase - we will never ask for your account number or other personal information. If you confirm the transaction is valid, no other action is required, you may continue to use your card. If you do not respond, or respond that the transaction is not valid, this will automatically trigger a block on your debit card and you will need to contact the bank to lift the card restriction.
If we have your mobile phone number on file, you won't need to do anything to enroll. If there is suspicious activity with your card, we'll send an alert. It's that easy. If you need to verify or update your mobile phone number, call us at 1-888-750-2265.
To opt out of Enfact Fraud Text Alerts, reply STOP when a text message is received. Cardholders who opt our will continue receiving only phone calls regarding potential fraudulent card activity.
*Wireless carrier charges may apply
Lost or Stolen Card?
If your card has been lost or stolen please contact the bank immediately during regular business hours. Outside of banking hours, please call 1-888-750-2265.
Visit mycardstatement.com to view your current balance and activity
ScoreCard Rewards allow Visa® Credit Card holders to earn points on a variety of everyday purchases.
Have peace of mind in the event that your checking account balance is not sufficient to cover a check.
Overdraft Protection Line of Credit*
This service transfers funds automatically from your overdraft protection line of credit to your checking account.
*On approved credit
An Overdraft Sweep allows for checking, savings and money market accounts to automatically sweep (move) funds to avoid an overdraft on your account. Visit with a Relationship Banker today for full disclosures.
Overdraft Privilege Service adds value to your eligible Opportunity Bank checking account. Rather than automatically returning unpaid non-sufficient funds, we will consider payment of your reasonable overdrafts, as long as your account in good standing.
Eliminate extra trips to the Bank! It's easy to arrange to have your payroll or Social Security check deposited directly into your Opportunity Bank of Montana checking or savings account. There's no need to worry about checks being lost in the mail and best of all this service is FREE.
Change isn’t always easy, but changing your bank account is. Make the move to Opportunity Bank with our easy online Opportunity Bank of Montana Switch Kit.
If you have an active account and would like to begin accessing your account information online, contact a banker for your PIN, then select NEW USER to get started.
Save time and postage by using your personal computer to make payments to any business or person.
Popmoney®* is a person-to-person electronic money transfer service. With this service you can send your brother money for his birthday or pay back a friend for your half of lunch. This service is included in Opportunity Bank’s Online Bill Pay product. Once registered, click on the Popmoney tab to enter your payee’s contact information, the payment date, and the dollar amount to schedule and confirm your payment.
To send money, all you need is the name and email address or mobile number of the recipient. The recipient will get a personalize email or text message indicating you’ve sent them money with instructions on how to retrieve it. If the recipient’s bank or credit union offers Popmoney, the recipient can simply use online banking/ bill pay, and the money will go directly from your checking or savings account to his or hers. If not, the recipient can go to Popmoney.com to indicate where the money should be deposited.
There is a nominal fee for each transfer. Daily and Monthly payment limits do apply. Limits are set per payee and can be viewed within Popmoney. Limits are not adjustable. Unclaimed payments will be re-deposited into the originating account after 10 days.
*Popmoney is a registered trademark of Fiserv, Inc., or its affiliates. Terms and Conditions apply. Popmoney personal payment services offered at Popmoney.com are provided by or through CheckFreePay Corporation, a licensed money transmitter, and/or its affiliate CheckFreePay Corporation of New York, which is licensed and regulated as a Money Transmitter by the New York State Department of Financial Services, each a wholly owned subsidiary of Fiserv, Inc.
We make it easy to save money with our automatic transfer service. We transfer a fixed dollar amount from your Opportunity Bank of Montana checking account into your savings, Christmas Club, money market or IRA free. We also pay your Opportunity Bank loan payments automatically from your Opportunity Bank of Montana checking or savings free. Receive a quarter percent discount on your new Consumer Loan when you sign up for this option.
Have questions? View our Frequently Asked Questions
24-hour access to your Opportunity Bank accounts, toll free, from anywhere in the continental U.S. by calling
*When transferring funds using either the Internet Banking site or the 24-hour phone service, your account balance will immediately reflect the current transaction. Posting of the transaction may be delayed until the next business day if performed after 6pm MST Monday - Friday.
EFTPS is a system for paying federal taxes electronically using the internet. EFTPS is offered free by the U.S. Department of Treasury.
Have peace of mind knowing your valuables and records are safe in a safe deposit box. We offer affordable rental rates at many of our locations and discounts for seniors (age 50 or older).
*No insurance coverage is provided on box contents by FDIC or Opportunity Bank of Montana
Order your checks online from Harland Clarke, our preferred provider. Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone. The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential. You can read about check security features on the Harland Clarke website.
You may also contact your local branch for assistance with placing a check order.
Click to view account disclosures.