|
Visa® Debit
Our Visa® Debit Card is an enhanced EMV chip card giving you the flexibility to make purchases at merchant locations worldwide. Foreign transactions will require prior activation. Payment for each purchase is deducted automatically from your Opportunity Bank checking account. Contact a Relationship Banker Watch video tutorial Visa® CheckcardThe Visa® Checkcard is an enhanced ATM card that gives you the ease of making purchases at merchants worldwide. However, foreign transactions require prior activation, please contact customer service at your local branch. Payment for each purchase is deducted automatically from your Opportunity Bank checking account. This convenient card is FREE (on approval). Our Visa® Checkcard is on the MoneyPass network, making it not only FREE but also easy to use your debit card at thousands of merchants and ATM machines worldwide. Lost or Stolen Card?If your card has been lost or stolen please contact the bank immediately, during weekends or after hours call 1-800-472-3272. Visa® Credit CardOur Visa® Credit Card has everything you need and best of all, it's offered by us. Stop in at any branch to pick up an application, or apply online. Our Visa® Credit Card has all of the following great features:
Visit www.mycardstatement.com to view your current balance and activity *See disclosures for current terms, rates and fees. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A. ScoreCard RewardsOur ScoreCard Rewards is provided by Visa® and helps you earn points on a variety of everyday purchases. Earn points on merchandise and travel options to fit almost any lifestyle. Our ScoreCard Rewards has all the benefits of our Visa® Credit Card, plus:
Visit www.mycardstatement.com to view your current balance and activity Personal Overdraft ProtectionHave peace of mind in the event that your checking account balance is not sufficient to cover a check. This service transfers funds automatically from your overdraft protection line of credit to your checking account. Overdraft SweepOverdraft Sweep* allows for checking, savings and money market accounts to automatically sweep funds so you can avoid an overdraft on your account. There is a per sweep fee for this service. Visit with a Relationship Banker today for full disclosures and fees. *On Approved Credit Overdraft PrivilegeOverdraft Privilege Service adds value to your eligible Opportunity Bank checking account. Rather than automatically returning unpaid non-sufficient funds, we will consider payment of your reasonable overdrafts, as long as your account in good standing. At your discretion, you may Opt in or Rescind your agreement to have the overdraft privilege service. Learn More about Overdraft Privilege eStatements for Checking & Savings
ATM Card
Direct DepositEliminate extra trips to the Bank! It's easy to arrange to have your payroll, pension or Social Security check deposited directly into your Opportunity Bank of Montana checking or savings account. There's no need to worry about checks being lost in the mail and best of all this service is FREE. Switch KitChange isn’t always easy, but changing your bank account is. Make the move to Opportunity Bank with our easy online Opportunity Bank of Montana Switch Kit. |
Personal Online Banking
To use this service you must have an account with us. If you have an account and would like to bank online click NEW USER to get started. If you don't have an account with us and would like to open one, stop in at an Opportunity Bank near you. Our Online Banking is free of charge and provides convenient services:
Before You Log-On
|
Mobile Banking
With the Opportunity Bank of Montana App, you can check your available balances, view transaction history, transfer funds between accounts, pay your bills, contact your local branch, deposit a check, and find ATM branches in your area. Choose from TEXT Mobile, Mobile Web or the Mobile app. Text MobileUse text messages to perform the most common online transactions. Register your cell phone within Online Banking, and you'll be on your way!
Commands are not case sensitive. For example, you can type "help" or "HELP." Mobile WebAccess our website at www.opportunitybank.com from any internet enabled smartphone and log on with your existing credentials. You'll be prompted for your challenge questions if this is the first time using your device. Mobile AppsTo download the right app for your smartphone, visit either the Google PlayStore or iTunes App Store and search for "Opportunity Bank" or download using the buttons below. Smartphone App
Tablet App
Mobile Check DepositIf you can take a picture, you can deposit a check. 3 steps to depositing your checks without a trip to the bank!*
*Check deposits are not reflected immediately in account balance. Mobile Check Deposits made before 4:00 p.m. will be processed on the current business day, deposits made after 4:00 p.m., or on holidays and weekends will be processed on the following business day. All deposits are reviewed for holds and validity. Please retain the original check for thirty (30) calendar days. Learn how we protect your privacy Online Banking Agreement and Disclosure |
Bill Pay
Save time and postage by using your personal computer to make payments to any business or person. Enjoy all the convenience of Online Banking plus bill pay features.
Popmoney®
Popmoney®* is a person to person electronic money transfer service. For example, send your brother money for his birthday or pay back a friend for your half of lunch. This service is included in Opportunity Bank’s Online Banking Bill Pay product. To use Popmoney, enroll for Bill Pay in Online Banking. Once registered, click on the Popmoney tab to enter your payee’s contact information, the payment date, and the dollar amount to schedule and confirm your payment. Once enrolled you can also schedule Popmoney payments via the Opportunity Bank app. To send money, all you need is the name and email address or mobile number of the recipient. The recipient will get a personalize email or text message indicating you’ve sent them money with instructions on how to retrieve it. If the recipient’s bank or credit union offers Popmoney, the recipient can simply use online banking/ bill pay, and the money will go directly from your checking or savings account to his or hers. If not, the recipient can go to Popmoney.com to indicate where the money should be deposited. There is a nominal fee for each transfer. Daily and Monthly payment limits do apply and can be viewed on the Popmoney screen in Bill Pay. Limits are not adjustable. Unclaimed payments will be re-deposited into the originating account after 10 days.
Fees are charged at the time you send the payment. Please refer to Terms of Use. Overdraft fees imposed by your financial institution may also apply. There is no fee if your request is not paid. The fee amount is subtracted from each payment sent to you or, you can choose to transfer the fee to those from whom you are requesting money (note that the fee is included in your payment limits). *Popmoney is a registered trademark of Fiserv, Inc., or its affiliates. Terms and Conditions apply. Popmoney personal payment services offered at www.Popmoney.com are provided by or through CheckFreePay Corporation, a licensed money transmitter, and/or its affiliate CheckFreePay Corporation of New York, which is licensed and regulated as a Money Transmitter by the New York State Department of Financial Services, each a wholly owned subsidiary of Fiserv, Inc. Auto Transfer PaymentsWe make it easy to save money with our automatic transfer service. We transfer a fixed dollar amount from your Opportunity Bank of Montana checking account into your savings, Christmas Club, money market or IRA free. We also pay your Opportunity Bank loan payments automatically from your Opportunity Bank of Montana checking or savings free. Receive one-half percent discount on your new Consumer Loan when you sign up for this option. FAQsHave questions? View our Frequently Asked Questions Phone BankingToll-free (888) 750-BANK (2265) Get 24 hour access to your Opportunity Bank accounts, toll free from anywhere in the continental U.S.!
*When transferring funds using either the Internet Banking site or the 24-hour phone service, your account balance will immediately reflect the current transaction. Posting of the transaction may be delayed until the next business day if performed after 6pm MST Monday - Friday. Electronic Federal Tax Payment SystemEFTPS is a system for paying federal taxes electronically using the internet. EFTPS is offered free by the U.S. Department of Treasury. Safe Deposit Boxes*Have peace of mind knowing your valuables and records are safe in a safe deposit box. We offer affordable rental rates at many of our locations and discounts for seniors (age 50 or older). *No insurance coverage is provided on box contents by FDIC or this financial institution. Foreign CurrencyReorder ChecksReorder your favorite checks directly through Harland Clarke. Save time and money by directly placing your check order with the check printers. Change of AddressKeep Opportunity Bank of Montana informed of your correct address by completing the Change of Address form. You may complete this form in person at any of our branch locations. Complete all areas of the form
DisclosuresAs with any industry, comes disclosures. |
