All Savings Accounts include access to Online & Mobile Banking and eStatement delivery.
Savings made simple.
Christmas Club Savings
An easy way to save for holiday expenses.
Opportunity Money Market Account
Keep your money liquid and growing.
Opportunity Preferred Money Market Account
Save more and earn more with preferred savings rates for account holders with higher account balances.
Opportunity Peak Money Market Account
Rates As High As 1.51% APY**
Take your savings to new heights with our Peak Money Market. Earn a great rate while maintaining convenient access to your funds.
An easy way to have for, and pay for, eligible healthcare expenses.
Individual Retirement Account (IRA)
Prepare for the retirement you've been dreaming of.
Certificate of Deposit (CD)
Save securely with a predicable rate of return and a term that you choose.
*Interest rates and Annual Percentage Yield (APY) are subject to change. Please contact your Relationship Banker for current deposit rates.
1 Regulation D only allows for 6 sweeps/transfers per month from a savings or money market account. This applies to all savings and money market account in excess of 6 withdrawals or transfers to another account of yours, or to a third party by means of a preauthorized, or automatic transfer, or telephone order or instruction, computer transfer or by check, draft, debit card, or similar order to a third party. Excess transfers will be charged a fee. See Fee Schedule.
2 A substantial penalty is assessed on funds withdrawn prior to maturity on certificate of deposit accounts.
**Annual Percentage Yield (APY) is accurate as of 11/26/18 and guaranteed through 12/31/2019. As of 1/1/20 your Peak Money Market account will be a variable rate account and the interest rate(s) and annual percentage yield(s) may change. Funds must be from a source other than funds already on deposit at Opportunity Bank of Montana. Minimum balance of $50,000.00 required to open. Peak Money Market average daily balances of less than $50,000.00 earn an interest rate of 0.15% with an annual percentage yield of 0.15% on the entire account balance. A service charge fee of $25.00 will be imposed for every statement cycle if the average daily balance of the account falls below $50,000.00 at any time during the statement cycle. Peak Money Market average daily balances greater than $999,999.99 earn an interest rate of 0.32% with an annual percentage yield of 0.32% on the entire account balance. Federal regulations impose transaction limitations. You may make up to six (6) transfers per month to another account with us or to a third party by means of a preauthorized or automatic transfer, telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party. Excess transfers will be charged a fee. See Fee Schedule. Fees may reduce earnings.