Our mission is To Provide Strong Financial Futures For Montanans.
We create opportunity for ourselves and others by living the core values of Opportunity Bank of Montana:
About Opportunity Bank of Montana
Opportunity Bank of Montana is more than a $1.3 billion community bank with 24 locations across Montana, offering customers a full range of banking, lending, agricultural, and digital services.
Opportunity Bank of Montana opened our doors in August of 1922 as American Building and Loan with a single office in Helena, Montana.
In 1972, American Building and Loan became American Savings and Loan Association and then American Federal Savings and Loan Association with the adoption of a federal thrift charter in 1975. In an effort to diversify its offerings, American Federal Savings and Loan converted its charter to a federal savings bank in 1991 and accordingly changed the name to American Federal Savings Bank, the name that would remain for the next 23 years.
In 2012 American Federal doubled its branch network and further expanded its footprint across Montana through the purchase of seven Montana banks owned by Sterling Financial Corporation. In 2014, American Federal applied to the State of Montana to convert its charter from a Federal savings bank to a Montana state-chartered Bank. This change in charter provided an opportunity to rebrand the bank as Opportunity Bank of Montana, the name we proudly operate under today.
The bank acquired TwinCo, Inc. in 2018 adding two branches in Madison County. In 2019 the bank acquired Big Muddy Bancorp, Inc. adding branches in Teton and Fergus Counties, and in January 2020, the bank completed the acquisition of Western Holding Company of Wolf Point adding a branch in Wolf Point. These acquisitions solidified our position as the fourth-largest bank headquartered in Montana, and expanded our branch network into the agriculturally-focused Ruby Valley, Golden Triangle, and Hi-Line regions.
Opportunity Bank of Montana now operates 23 full-service bank branches throughout Montana with locations in Big Timber, Billings, Bozeman, Butte, Choteau, Denton, Dutton, Great Falls, Hamilton, Helena, Livingston, Missoula, Sheridan, Townsend, Twin Bridges and Wolf Point along with a community banking office in Winifred.
Our nearly century-long commitment to our customers and our communities has earned our reputation as a leader in community banking. Since our first day, we have been a Montana community financial institution committed to providing strong financial futures for Montanans.
The bank is a leading Farm Services Agency guaranteed lender in Montana and a leading residential mortgage lender in Montana, and has been recognized as one of the best in banking by industry observers.
At our heart we are a Montana community bank. We are part of each community we serve. We volunteer, donate, build, educate, and strive to make our communities stronger. We believe being part of community means giving back. We invest in our communities with a variety of sponsorships, grants, donations, and hours of staff volunteer time.
In 2020, Opportunity Bank employees across the state contributed over 3,390 hours of hands-on support and professional leadership to local organizations.
Sponsorships and Grants
Through contributions to qualified nonprofit organizations and funding of an Endowment Fund, Opportunity bank supports activities which address the needs of our communities.
To apply for a donation, sponsorship or grant, first review our charitable contribution guidelines. If your project meets the guidelines, download the appropriate form below and return the completed form and supporting information via email, or directly to your local Opportunity Bank branch.