Opportunity Bank Logo Opportunity Financial Services Logo Opportunity Mortgage Logo State Bank of Townsend Farmers State Bank Dutton State Bank

Company Culture


Mission Statement

Our Mission Is To Provide Strong Financial Futures For Montanans.

Core Values

We create opportunity for ourselves and others by living the core values of Opportunity Bank of Montana:

  • We are ACCOUNTABLE for our actions
  • We bring a positive ATTITUDE to work every day
  • We support individual growth and EMPOWER our colleagues to succeed
  • We are eager to serve our communities with ENTHUSIASM
  • We are known for EXCELLENCE in service
  • We create FUN in our work day
  • We uphold the values of HONESTY and INTEGRITY while remaining fair and ethical in even the most difficult situations
  • We establish RESPECT and trust in all relationships
  • We embrace TEAMWORK and collaborate with our colleagues to grow our company


About Opportunity Bank of Montana

Opportunity Bank of Montana opened our doors in Helena in 1922 as American Building and Loan. In 1972, the name of the bank changed to American Savings & Loan Association. By 1980, the Bank had grown to include branch locations in Bozeman, Butte, and Townsend. In 1991, the Bank changed its charter from a “savings & loan” to a “savings bank” and thus the name changed to American Federal Savings Bank. Additional growth came in 2012 by way of acquisition, when American Federal double its branch network and increased its footprint across Montana. In 2014, the Bank applied to the State of Montana to change our charter from a federal savings & loan to a state-chartered commercial bank. Along with this change also came our newly rebranded name of – Opportunity Bank of Montana. In 2017 the Bank acquired Ruby Valley Bank in Madison county bringing the Bank’s asset size to 800 million and making it the fifth largest Bank in Montana.

Today, our customers remain the driving force behind our success and the Bank’s nearly century-long commitment to them has earned it a reputation as a leader in community banking. Opportunity Bank of Montana has grown into a full-service community bank with three Helena locations, two in Bozeman, as well as branches in Big Timber, Billings, Butte, Hamilton, Livingston, Missoula, Great Falls, Sheridan, Townsend, and Twin Bridges. Opportunity Bank is proud of its Montana roots and is honored to be a partner in your community.

Giving Back

We at Opportunity Bank of Montana believe that being part of community means giving back, because when you grow; we grow. This is why we reinvest in our communities. In addition to donating to numerous charities, we also sponsor Dave Ramsey Foundations in Personal Finance in 16 high schools across the state to help our young adults enter into the working world with the financial savvy to navigate it safely.

To Apply

If you would like to apply for a donation, sponsorship or grant please download and return our charitable guidelines form. Before applying please read our charitable contributions guidelines.

Donation Application Grant Application

If your school would like to add the Dave Ramsey Foundations in Personal Finance to your curriculum please email Opportunity Marketing.


We have several branches in the following areas

Big Timber

McLeod St


Branch Details


S. 24th St. W.


Branch Details

Main St

Branch Details

North 27th St. - Coming Soon!

Branch Details


5 W. Mendenhall


Branch Details

Mortgage Details

Oak St

Branch Details

Mortgage Details


Harrison Ave


Branch Details

Mortgage Details



27 1st St NW


Branch Details



423 Broadway Ave


Branch Details



101 Main St W


Branch Details


Great Falls

501 River Dr. S.


Branch Details


Branch Details 


S. First St


Branch Details


Neill Ave

 Branch Details

Prospect Ave

Branch Details

Mortgage Details


Branch Details

Mortgage Details


Branch Details

Mortgage Details




Branch Details

Reserve St

Branch Details

Mortgage Details


North Main


Branch Details


Broadway St


Branch Details

 Twin Bridges

South Main


Branch Details


Opportunity Bank offices will close to observe the following holidays

New Year's Day

January 1

Martin Luther King Jr. Day

January 21

Presidents Day

February 18

Memorial Day

May 27

Independence Day

July 4

Labor Day

September 2

Columbus Day

October 14

Observance of Veterans' Day


November 11

Thanksgiving Day

November 28


December 25


How can we help you?

Planning to come visit?

Helpful Quicklinks

Back to Top

Personalization Settings



Opportunity Bank would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

Please do not remind again