Business Banking

Running a business comes with challenges - we're here to simplify the financial side. With solutions to fit your needs and a local team in your corner, you've got a partner you can count on.

What can we help you with?

Checking

Saving

Business Loans & Lines Of Credit

Agriculture

Digital Solutions

Additional Services

The right tools can give you more.

More time. More efficiency. More peace of mind. And more opportunity to make your business the best it can be. Choose the checking and savings accounts that work for you.

Business Checking

Access to your cash when you need it
Online and Mobile banking

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Business Savings

Plan for expenses with confidence
Competitive interest rates

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Interest rates and Annual Percentage Yield (APY) are subject to change after account opening. See Rate Sheet

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Business Online Banking

Stay in control of your business finances. Save time, improve efficiency, and make smarter financial decisions with powerful online tools built for business.

Streamline cash management and automate payments
Customize login access for secondary users
Set balance alerts and activity notifications
Manage debit card controls for added security

Requires Business Online Banking and Cash Management application to apply for services. May require submission of financial statements. Fees may apply. See Fee Schedule.

Contact your local branch to enroll

Mobile Banking

Business banking at your fingertips. Approve transactions, manage alerts, deposit checks, transfer funds and monitor activity - all from your mobile device.

Requires Business Online Banking and Cash Management application.

Business Online Wire Transfers

Fast, secure payments when timing matters. Send and receive electronic payments quickly and reliably. Initiate wires directly from your business to save time, reduce costs, and stay in control. Conveniently initiate domestic wire transfers online, without a trip to the bank.

Multi-factor authentication helps provide additional security
Set up templates for added convenience
Save money on in-branch wire transfer fees

ACH Origination

Simplify payments with Automated Clearing House (ACH) origination. Move money securely and efficiently - no checks, no delays. ACH services help you reduce processing costs, improve cash flow, and keep payments on time.

Save time processing monthly payroll or pay vendors with ease
Collect payments from customers and clients
Reduce expense of processing, storing, and reconciling manual checks
Improve security and cash flow predictability
Minimize risk by avoiding mailed checks

Insured Sweep Account

With ICS®, the IntraFi Cash Service®, you can work directly with just our bank to access millions of dollars in aggregate FDIC insurance across network banks. Contact one of our Business Relationship team members to learn more.

With ICS, you can:

Rest assured. Know that deposits well into the millions are eligible for aggregate FDIC insurance protection across network banks. Market volatility will not negatively impact principal because deposit accounts are not subject to floating net asset values.
Earn interest. Put cash balances to work. Interest may compare favorably to Treasuries.
Keep it simple. Avoid opening multiple accounts with multiple institutions to protect your funds. Forego the need to use repo sweeps, track collateral on an ongoing basis, and manually consolidate statements and disbursements from multiple banks.
Manage liquidity. Enjoy access to funds placed into demand deposit accounts and money market deposit accounts.

Note: A list identifying IntraFi® network banks can be found at www.IntraFi.com/network-banks. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply.

Additional Business Solutions

positive pay

Help protect your business from common check fraud schemes with Positive Pay. Positive Pay is an automated, online check fraud detection tool designed to reduce the risk of loss and fraudulent activity on business checking accounts, helping to ensure every check written by your business is used as intended.

merchant services

Through our partnership with Select Bankcard, we offer solutions that make it easier to accept a range of payments from your customers. Take advantage of competitive rates, robust reporting and a variety of equipment options for in-store, online or mobile transactions.

We offer a no cost, no obligation analysis of your current merchant services program. Contact a Banker to learn more.

zrent

ZRent is a Landlord and Property Manager Tool for Automatic Rent Collection. ZRent is beneficial for both the tenant and the landlord. It works by automatically deducting rent payments from the tenant’s bank account and deposits them directly into the landlord’s account. After a one-time registration process, tenants can set and forget their monthly payments, and landlords will no longer have the hassle of collecting checks and making the trip to the bank. ZRent eliminates late or lost rent payments. ZRent is completely free for all tenants to use. It is also free for landlords with an Opportunity Bank operating account. Contact a Banker today or visit ZRent.

business online bill pay

Business Online Bill Pay is a convenient and easy way to make all of your payments in one place with one secure password. Save time and postage by using Business Online Bill Pay to make payments without visiting multiple biller sites or mailing checks. Schedule repeating payments and set up payment reminders with just a few clicks.