Reduce your costs and increase your cash flow with our merchant services program. We provide a cost-effective service with some of the lowest credit card processing rates in the industry.
Other special features of our program include:
REDUCE YOUR COSTS an INCREASE and IMPROVE CASH FLOW.
Let us provide you a FREE ANALYSIS of your current Merchant Services program. We promise you...
Our Merchant Check Capture provides you the ability to image-capture check payments at your business location and electronically deliver the images and MICR information to Opportunity Bank over a secure Internet connection. No more trips to the bank!
Merchant Check Capture enables you to:
Merchant Card Services
Accepting Credit Cards has never been easier and more transparent!
With Opportunity Bank of Montana’s Merchant Card Services, you’ll have access to fast and easy-to-use processing systems that will give your customers the payment options they desire. Our secure tokenization and dependable products are designed to accept all payment types, including chip cards, and are all provided at competitive rates with the service you need to help effectively manage your business. Not only do we allow you to process with the Bank you trust we also have best in class technology solutions to cut down the time you have to spend on reconciling funds. By working with our preferred LOCAL merchant vendor, Opportunity Bank of Montana can enable your business to accept credit and debit cards, EBT transactions and customer checks with as little paperwork and hassle as possible. At the same time, our competitive discount rates and low monthly fees help you protect the bottom line.
What we offer:
Keep your business spending separate from your personal with our Visa® Platinum Business credit cards.
Small Business Rewards Credit Card
No annual fee and 0% introductory APR on purchases and balance transfers. Plus, competitive rates starting at 12.24% to 22.24% based on creditworthiness.* Earn one point for every net dollar spent. Redeemable for merchandise and travel awards. Visit cRewardssm for details.
*See the card application’s Business Card Pricing Sheet for current terms, rates and fees.
1 Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
This card is issued by TCM Bank, N.A. Subject to credit approval.
Visa® Business Checkcard
The Visa® Business Checkcard is an enhanced ATM card that gives you the ease of making purchases at merchants worldwide. Please contact a Relationship Banker for details.
Foreign transactions require prior activation, please contact customer service at your local branch. Payment for each purchase is deducted automatically from your Opportunity Bank checking account.
If your card has been lost or stolen please contact the bank immediately, during weekends or after hourscall 1-800-472-3272.
This convenient card is FREE (on approval). Our Visa® Checkcard is on the MoneyPass network, making it not only FREE but also easy to use your debit card at thousands of merchants and ATM machines worldwide.
Let’s start something together! Opportunity Bank offers a full line of business loan products and services and is an active participant in the Small Business Administration (SBA), Board of Investments and Rural Business Development programs.
Come in or call one of our friendly Loan Officers. Appointments are appreciated but not necessary!
Streamline your Business Banking experience and stay organized with our easy online account management tools.
Opportunity Bank’s Positive Payee advanced check protection fraud system.
Online Education Center
Watch the video tutorials at right for log on and enrollment instructions.
Account History and eStatements:
Watch the video tutorial on this page to learn how to activate and use tokens.
Operating System & Browser Requirements
Supported operating systems for Business Online Banking:
If you have an older version, please update your operating system or web browser to these minimum requirements.
Our business EFT Service is the electronic transfer of money from one bank account to another. Click here for more details.
ZRent is a Landlord and Property Manager Tool for Automatic Rent Collection. ZRent is beneficial for both the tenant and the landlord. It works by automatically deducting rent payments from the tenant’s bank account and deposits them directly into the landlord’s account. After a one-time registration process, tenants can set and forget their monthly payments, and landlords will no longer have the hassle of collecting checks and making the trip to the bank. ZRent eliminates late or lost rent payments. ZRent is completely free for all tenants to use. It is also free for landlords with an Opportunity Bank operating account. ZRent is brought to you by Opportunity Bank of Montana. Contact a Relationship Banker today, or check it out for yourself at ZRent.net.