Business Online Banking

Our Business Online Banking service provides free, secure, 24-hour access to your accounts. View account balances and history, make transfers, view check images, initiate a stop payment, access electronic statements, and more – all in real time. Business Online Banking offers the base features of our Retail Online Banking service, with the option for sophisticated cash management capabilities.

Business Online Bill Pay

Business Online Bill Pay is a convenient and easy way to pay any individual or company online through Business Online Banking. Schedule repeating payments and set up payment reminders with just a few clicks. Save  money on checks and postage and save time paying bills each month. 

Merchant Services

Through our partnership with Select Bankcard, we offer solutions that make it easier to accept payment from your customers. Take advantage of competitive rates, robust reporting and a variety of equipment options for in-store, online or mobile transactions.

We offer a no cost, no obligation analysis of your current merchant services program. Contact a Relationship Banker to learn more about merchant services.

Remote Deposit Capture

Our Remote Deposit service allows you to scan your check deposits online from your office using a scanner provided by the Bank.

• Conveniently make deposits with us any time, day or night (cutoff times apply) 
• Save time, money and gas by making fewer trips to drop off deposits with us 
• Speed up access to funds
• Decrease research time and storage with online access to deposited items 
• Save time preparing deposits

Visa® Business Debit Card

Use your free, instantly-issued Business Debit Card to pay directly from your checking account everywhere Visa® is accepted. 

Visa® Business Credit Card

Our Visa® Small Business Credit Card is a great fit for your business. Conveniently make business purchases while enjoying a variety of benefits. Business Credit Cards are issued by TCM Bank, N. A., and subject to credit approval. For more information, or to apply online, click here.  

Positive Pay

Help protect your business from common check fraud schemes with Positive Pay. Positive Pay is an automated, online check fraud detection tool designed to reduce the risk of loss and fraudulent activity on business checking accounts, helping to ensure every check written by your business is used as intended.

ACH Manager

Automated Clearing House (ACH) services may help you save time and resources by originating electronic payments directly from your business.

• Save time processing monthly payroll or monthly dues collection 
• Reduce collection expense by collecting repetitive payments 
• Improve security and cash flow predictability

 Wire Manager

Conveniently initiate wire transfers online, without a trip to the bank. Our Wire Manager service is a quick and secure way to transfer funds to a non-Opportunity Bank of Montana account. Contact a Relationship Banker to learn more about our Wire Manager service.

ZRent

ZRent is a Landlord and Property Manager Tool for Automatic Rent Collection. ZRent is beneficial for both the tenant and the landlord. It works by automatically deducting rent payments from the tenant’s bank account and deposits them directly into the landlord’s account. After a one-time registration process, tenants can set and forget their monthly payments, and landlords will no longer have the hassle of collecting checks and making the trip to the bank. ZRent eliminates late or lost rent payments. ZRent is completely free for all tenants to use. It is also free for landlords with an Opportunity Bank operating account. ZRent is brought to you by Opportunity Bank of Montana. Contact a Relationship Banker today, or check it out for yourself at ZRent.net.