Personal

Interest Rates

DEPOSIT ACCOUNTS1

Rates Effective 1/28/15-3/10/15

 

 

MONEY MARKET SAVINGS1 (Statement Account)

Rates Effective 1/28/15-3/10/15

 

1Interest rates and Annual Percentage Yield (APY) may change after account opening.

 

INDIVIDUAL RETIREMENT ACCOUNTS *

Rates Effective 1/28/15-3/10/15

 

 

"READY WHEN YOU ARE" SAVINGS CERTIFICATES *

Rates Effective 1/28/15-3/10/15

 

 

CERTIFICATE SPECIALS *

Rates Effective 1/28/15-3/10/15

 

Contact a customer service representative for further information at 1-406-442-3080. Fees could reduce the earnings on the account. Interest compounded daily on every account dollar, including the minimum balance requirement.

* A substantial penalty is assessed on funds withdrawn prior to maturity on time deposit accounts.

 

MORTGAGE RATES

Rates Effective 3/5/2015

 

Opportunity Bank has many loan programs and very competitive rates that change frequently. Please call any of our locations for an updated rate quote that will fit your particular loan needs.

Down payment information: Typically, for "conventional" and "bi-weekly" 15 or 30 year loans require a 20% minimum down payment. However, with private mortgage insurance the percentage of down payment can be significantly reduced. The down payment for a 15 year or 30 year FHA loan is a minimum 3%.

Payment period: The 30 year conventional and FHA loans includes 360 monthly payments. The 15 year conventional and FHA loans includes 180 monthly payments. The 15 year bi-weekly loan includes approximately 338 payments every two weeks. The 30 year bi-weekly loan includes approximately 598 payments every two weeks.